4月 住宅ローンは,ギフト目的の資本調達基準を更新し,初代購入者のLTIの最大限額を増加させます. April Mortgages updates capital raising criteria for gifting purposes and increases maximum LTI caps for first-time buyers.
April Mortgagesは、初めての購入者が住宅ローンを組む際に贈与目的に必要な追加資金を提供できるよう、資金調達基準を更新しています。 April Mortgages updates its capital raising criteria to help first-time buyers with additional funds needed for gifting purposes when remortgaging. 住宅価格と家計の請求が上昇したため,家族からの財政支援の必要性が著しく高まったため,この動きが続く. The move follows a significant rise in the need for financial support from family due to increasing house prices and household bills. 法律と一般の調査によると,2023年の3万14千件の住宅購入は,平均2万5000ポンド以上の資金援助によって行われました. Legal & General research shows 314k house purchases in 2023 were supported by financial gifts, averaging over £25,000. April Mortgagesは,借入者がギフト目的で収入の4.5倍まで申請することを可能にし,また,初代購入者のための最大ローン対収入 (LTI) の上限を収入の6倍に増加しました. April Mortgages now allows borrowers to apply for up to 4.5 times their income for gifting purposes, and has also increased its maximum loan-to-income (LTI) caps for first-time buyers to six times their income.