住宅ローンの支払いは 経済的な困難にもかかわらず増加しています. NZers paying more on mortgages despite economic challenges.

ニュージーランド銀行協会によると,住宅ローンの保有者の42.9%が2025年の最後の6ヶ月で最低額以上の支払いをしている. More New Zealanders are ahead on their mortgage repayments despite economic challenges, with 42.9% of home loan holders paying more than the minimum payments in the last six months of 2025, according to the NZ Banking Association. 借金の滞納率は1.4%のみで,住宅ローン新增は前年比17.5%であった. Only 1.4% of loans were behind on payments, and new home loans rose 17.5% year-on-year. 専門家は 小額余分な返済でも 金利を大幅に削減できると指摘し 68%のクレジットカードは 月払いで全額支払われます Experts note that even small extra repayments can drastically cut interest costs, while 68% of credit cards are paid in full monthly.