インドでは金利が急増し 小売信用商品の2番目に大きいものとなりました. Gold loans surge in India, becoming the second-largest retail credit product.

インドの金融資は急増し,11%の市場シェアを持つ2番目に大きな小売信用製品になりました.TransUnion CIBILのレポートによると. Gold loans in India have surged, becoming the second-largest retail credit product with an 11% share of the market, according to a TransUnion CIBIL report. 平均融資額は2倍近くで約20万円となり,発給価値も5倍になりました. The average loan size has nearly doubled to around Rs 2 lakh, with origination values rising fivefold. 借入者のプロフィールは安定した顧客に変化しており,女性やプライム・借り手の割合は増加していますが,残高が高い人の間で債務不履行率は上昇しています. Borrower profiles are shifting toward more stable customers, including a growing share of women and prime borrowers, though delinquency rates are rising among those with higher outstanding balances.