PM Vidya Lakshmiポータルサイトは1年目から3万3千1000件以上の教育ローンを承認し,申請の50%を承認した. The PM Vidya Lakshmi portal approved over 331,000 education loans worth Rs 7,229 crore in its first year, with 50.8% of applications approved.

設立後最初の1年間で,PM Vidya Lakshmiポータルは331,000以上の教育ローンを承認し,7,229億ルピーを1年目のコースに支給し,全コースの期間で合計35,939億ルピーの承認額を支払った. In its first year since launch, the PM Vidya Lakshmi portal sanctioned over 331,000 education loans, disbursing Rs 7,229 crore for first-year courses, with a total sanctioned amount of Rs 35,939 crore for full course durations. 2026年2月24日閲覧. ^ 651,994通のアプリのうち,約50.8%が承認された. Of 651,974 applications received by February 24, 2026, about 50.8% were approved. ポートルはPM-Vidyalaxmiの一部で,年収8ラックムまでの家庭の学生に担保なしのローンを提供し,最大10ラックムまでのローンの利息を3%減額しています. The portal, part of the PM-Vidyalaxmi scheme, offers collateral-free, guarantor-free loans to students from families earning up to Rs 8 lakh annually, with a 3% interest subvention on loans up to Rs 10 lakh. 52の銀行と連携し,制裁期間を8日以内に短縮し,アクセスの向上と効率の向上のために多言語のアウトライクと監視をサポートする. It connects with 52 banks, reducing sanction time to under eight days, and supports multilingual outreach and monitoring to improve access and efficiency.