ストルジス・バンコープは2025年の業績で7.5Mドルの純利益,40.65%の純利得,3.66%の純利率を記録した.
Sturgis Bancorp posted strong 2025 results with $7.5M net income, 40.65% higher net interest income, and a 3.66% net interest margin.
Sturgis Bancosは2025年度の強硬な成果を報告し,1株当たりの収入は750万ドル,1株あたりの収益は3.45ドル,2024年に280万ドルと1.32ドルまで上昇した.
Sturgis Bancorp reported strong 2025 results, with net income rising to $7.5 million and earnings per share reaching $3.45, up from $2.8 million and $1.32 in 2024.
銀行は,高額な融資収入と低額な借入コストにより,純利息収入が40.65%増加し,2024年の460万ドルの請求と比較して,383,000ドルの信用損失の準備金を取り戻した.
The bank saw a 40.65% increase in net interest income, driven by higher loan income and lower borrowing costs, while reversing $383,000 of credit loss provisions compared to a $4.6 million charge in 2024.
総資産は1億9500万ドル増加し,預金は7億8千万円増加し,純金利は4分の3で3.66%に拡大した.
Total assets grew to $999 million, deposits increased by $70.8 million, and the net interest margin expanded to 3.66% in the fourth quarter.
利息以外の支出は,報酬と居住費の上昇により9.52%増加し,利息以外の収入は,2024年に一度の利益が再び発生し,わずかに減少した.
Noninterest expenses rose 9.52% due to higher compensation and occupancy costs, while noninterest income declined slightly due to a one-time gain in 2024 that did not recur.
銀行は,タイア1レバレッジ比8.11%の強大な資本を維持し,毎株の年間配当に68%を支払し,2026年に交付銀行及び拡張に焦点をあてたものであることを強調した.
The bank maintained strong capital with a Tier 1 leverage ratio of 8.11%, paid $0.68 in annual dividends per share, and emphasized continued focus on relationship banking and expansion in 2026.