インドの小売融資は,2025年12月までに162万億円に達し,資産の質の向上と強固な非メトロ成長により,金と住宅ローンによって推進されました. Indian retail loans hit ₹162 lakh crore by Dec 2025, driven by gold and home loans, with improved asset quality and strong non-metro growth.

インドの小売融資は,高価格の金と祭りの需要により,金融資の44.1%の急増により,同比18.1%増加し,2025年12月までに162万億円に達した. India's retail loans rose 18.1% year-on-year to ₹162 lakh crore by December 2025, led by a 44.1% surge in gold loans due to higher gold prices and festive demand. 住宅ローンは10.5%増加し,平均額は大きく,自動車,二輪車,消費者向け長期融資も増加した. Home loans grew 10.5%, with larger average sizes, while auto, two-wheeler, and consumer durable loans also increased. 貸借対照表は26.2%上昇. Loans to sole-proprietor entities rose 26.2%. アセットの品質は向上し,貸借対照表30-180日が2. 8%に低下した. Asset quality improved, with overdue loans 30–180 days down to 2.8%. 国有の貸し手は新しい発信を主導し,信用成長は都市圏以外の地域に拡大しました. State-owned lenders led new originations, and credit growth expanded in non-metro areas.