CPFは2028年に低コストの自動投資計画を開始し,退職金の削減を図る. CPF to launch low-cost, automatic investment scheme in 2028 to boost retirement savings.

中央準備基金(CPF)委員会は2028年初期にライフサイクル投資事業を開始し,CPFメンバーに低コストで多様的な投資オプションを提供するとともに,退職期が近くなるころに,電子資産の自動移転から債券への移行を図る. The Central Provident Fund (CPF) Board will launch a life-cycle investment scheme in early 2028, offering CPF members a low-cost, diversified investment option with automatic asset shifts from equities to bonds as they near retirement. CPF アドバイザー委員会の勧告に基づき,自主プログラムは,適度なリスクを喜んで受け入れる者に対し,退職金の削減を目的としている. The voluntary program, based on recommendations from the CPF Advisory Panel, aims to boost retirement savings for those willing to accept moderate risk. 二から三の商用プロバイダーが当該商品を提供し,政府支援を受け,費用を低額に保つこと. Two to three commercial providers will offer the products, with government support to keep fees low. 投資収益は,まず退職金口座に退職金総額まで,余剰は普通口座に充てられます. Investment proceeds will first fund the Retirement Account up to the full retirement sum, with surplus going to the Ordinary Account. 2026年度の予算の次に掲げるのは,適正な高齢者のためのCPFトップアップ,高齢者への貢献率の増額,介護介護生活手当の増額,年金の増加率の4パーセントの増額に関する予算に関する措置である. The initiative follows Budget 2026 measures including a one-time CPF top-up for eligible seniors, increased contribution rates for older workers, and enhanced CareShield Life benefits with 4% annual payout growth.