ペニーマックは,前払い速度と発信圧力のせいで2025年第4四半期の収益予測を落としたが,全年業績は改善した. PennyMac missed earnings estimates in Q4 2025 due to prepayment speeds and origination pressures, though full-year results improved.

PennyMac Financial Services (PFSI) は,同年比14.4%の収益増加にもかかわらず,第4四半期2025年1株当たり1.97ドルの利益,推定額1.26ドルの損失,予想を下回る5億3800万ドルの収益を報告した. PennyMac Financial Services (PFSI) reported Q4 2025 earnings of $1.97 per share, missing estimates by $1.26, and revenue of $538 million, below expectations, despite a 14.4% year-over-year revenue increase. 会社の業績不足は,より早い前払い,MSRの流出,競争によるオリジナルの圧力によるものだと説明している. The company cited faster prepayments, MSR runoff, and competitive origination pressures for the earnings shortfall. 年間利回り1.3%と低配当比率8.0%で,四半期配当額0.30ドルを宣言した. It declared a $0.30 quarterly dividend, with an annualized yield of 1.3% and a low payout ratio of 8.0%. 全年所得は61%から501万ドルに上昇し,1株当たり帳簿価格は11%上昇した. Full-year net income rose 61% to $501.1 million, and book value per share increased 11%. 株式は約22%減少し,97.40ドルを取引し,アナリストが"モデレート・バイヤー"の合意を維持した. The stock fell about 22% post-earnings, trading around $97.40, with analysts maintaining a "Moderate Buy" consensus.