Bandhan銀行のネット収益は1回の収益を逃したためQ3FY26で52%減少したが,資産の質は向上し,預金と貸借対照表が上昇した.
Bandhan Bank's net profit dropped 52% YoY in Q3 FY26 due to missing a one-time gain, but asset quality improved and deposits and loans rose.
バンドン銀行の純利益は,主にクレジット保証基金から1回の538億ドルの収入がないため,同年比52%減少し,FY26第3四半期に206億円となった.
Bandhan Bank's net profit fell 52% year-on-year to ₹206 crore in Q3 FY26, mainly due to the absence of a one-time ₹538 crore income from a credit guarantee fund.
営業利益の28.5%の低下にもかかわらず,銀行は資産品質の改善を見ることができ,総NPAは3.33%に,純NPAは0.99%に低下し,6,800億ドルのストレスのある資産の売却によって助けられました.
Despite a 28.5% drop in operating profit, the bank saw improved asset quality, with gross NPA falling to 3.33% and net NPA to 0.99%, aided by the sale of ₹6,800 crore in stressed assets.
預金は11%増加して1.5億7千万円となり,総預金は10%増加して1.45億円となり,担保融資はポートフォリオの56.7%となりました.
Deposits rose 11% to ₹1.57 lakh crore, and gross advances grew 10% to ₹1.45 lakh crore, with secured loans now 56.7% of the portfolio.
4/4の基準でネット利益は84%に急上昇し,銀行は実質金利のわずかな増加を5.9%に報告した.
On a quarter-on-quarter basis, net profit surged 84%, and the bank reported a slight rise in net interest margin to 5.9%.