消費者訴訟と苦情は2025年11月に減少したが,規制当局が2026年に執行を強化するにつれて,年現在までの合計は上昇している. Consumer lawsuits and complaints fell in Nov. 2025, but year-to-date totals remain up, as regulators step up enforcement in 2026.

2025年11月の消費者訴訟の申立は,FCRAのケースが29.1%減,FDCPAの申立が31.4%減,TCPAの申立が4.7%減で,主要なカテゴリー全体で減少しました. Consumer litigation filings in November 2025 declined across major categories, with FCRA cases down 29.1%, FDCPA filings dropping 31.4%, and TCPA filings falling 4.7%. CFPBの苦情も4.7%減少した. CFPB complaints also decreased 4.7%. これらの月比の減少にもかかわらず,今年の合計は2024年より高く,特にCFPBの苦情は90.2%増加しました. Despite these month-over-month drops, year-to-date totals remain higher than in 2024, especially for CFPB complaints, which surged 90.2%. CFPBは2022 FCRA前項の規定を廃止し,規制交代の合図を発した. The CFPB revoked its 2022 FCRA preemption rule, signaling a regulatory shift. 一方,2026年には,合併,アルゴリズム価格の評価,反合併の慣習,特に技術,医療,農業などにおける規制の強化が期待される. Meanwhile, antitrust enforcement in 2026 is expected to intensify, with heightened scrutiny of mergers, algorithmic pricing, and anti-competitive practices, particularly in tech, healthcare, and agriculture. また,国家検事総長は消費者保護活動も増加し,欺瞞的な慣習,データプライバシー,新興技術に重点を置くとともに,クラス行動や集落の増加を図っている. State attorneys general are also increasing consumer protection enforcement, focusing on deceptive practices, data privacy, and emerging technologies, leading to more class actions and settlements.