SBIとインドのオーバーシースバンクはRBIが移動した後の貸付け率を削減し、EMIを下げ、費用を貸す。 SBI and Indian Overseas Bank cut lending rates after RBI’s move, lowering EMIs and borrowing costs.

ステート銀行は,利率を25ベースポイント下げました. 利率の削減に伴い,EBLRを7.90%に,MCLRを1年利率を8.70%に削減しました. State Bank of India lowered its lending rates by 25 basis points effective December 15, 2025, following the RBI’s rate cut, reducing its EBLR to 7.90% and MCLR across tenors, with the one-year rate now at 8.70%. ベースレートは9.9%に落ちた. The Base Rate fell to 9.90%. 2~3年制の固定預金利率は6.40%に減少し,444日間の"アムリット・ヴィシュティ"の利率は6.45%に低下しました. Fixed deposit rates for two- to three-year tenures were cut to 6.40%, and the 444-day Amrit Vrishti scheme rate dropped to 6.45%. インド外務省銀行もRBIのカットを可決し,RLLRを8.10%,MCLRを5ポイントずつ削減した. Indian Overseas Bank also passed on the RBI’s cut, reducing its RLLR to 8.10% and MCLR by 5 basis points. これらの変更は,債務者に対するEMIを低減し,MSMEや企業の費用を削減することを期待される. These changes are expected to lower EMIs for borrowers and reduce costs for MSMEs and corporations.