SBIのクレジット成長予測は14%に上昇し、自宅及びMSMEの貸付け金はRBIの金利を急増した。 SBI's credit growth forecast raised to 14% as home and MSME loans surged post-RBI rate cut.

SBIの自宅貸付け金はRss9 lakcroll を超えて,レテール・農業・MSMEのセグメントがRs25 lakclre を超えており,銀行はその信用成長予測を14%に増加させた. SBI's home loan portfolio surpassed Rs 9 lakh crore, with its Retail, Agriculture, and MSME segment exceeding Rs 25 lakh crore, driving the bank to raise its credit growth forecast to 14% for the fiscal year. MSMEの貸付け金の増加は17-18%に達したが,農業と小売の増加は14%上昇し,25ベースのRBI率を5.25%に削減した. Growth in MSME loans reached 17-18%, while agriculture and retail rose around 14%, supported by a 25 basis point RBI rate cut to 5.25%. 企業信用は第2四半期に7.1%増加し,低二桁の拡大が期待されています. Corporate credit grew 7.1% in Q2, with expectations of low double-digit expansion. SBIは3%の純金利を維持し,資本なしでクレジットの成長を維持することを期待している。 SBI expects to maintain a 3% net interest margin and sustain credit growth without equity raises for five to six years, backed by strong capital buffers and a lending capacity exceeding Rs 12 lakh crore.