2025年第3四半期に米国での先払いは平均で3万400ドルで,高価格と低在庫により,より裕福な買い手が好意的だった. U.S. down payments averaged $30,400 in Q3 2025, driven by high prices and low inventory, favoring wealthier buyers.

2025年第3四半期に米国住宅市場の先払いは安定しており,平均で3万400ドルまたは住宅価格の14.4%で,2019年以来118%増加した. Down payments in the U.S. housing market held steady in Q3 2025, averaging $30,400 or 14.4% of home prices, up 118% since 2019. 高額の住宅価格,高い抵当金利及び限度の在庫は,高額の収益の買い手に好かれて,その余裕を制限し続けている. High home prices, elevated mortgage rates, and limited inventory continue to limit affordability, favoring higher-income buyers. 75万ドルを超える住宅の売り上げは,年々6%近く上昇し,入所水準の売上は減少した. Sales of homes over $750,000 rose nearly 6% year-over-year, while entry-level sales declined. 投資家と二度目の住宅購入者は平均26.7%と26.9%の大幅な前払いを行いました. Investors and second-home buyers made significantly larger down payments, averaging 26.7% and 26.9%, respectively. 地方格差は残る 北東部は 支払い金額と株式の額を下回る Regional disparities remain, with the Northeast leading in down payment amounts and shares. 抵当金利が6%の低範囲に上昇しているにもかかわらず,専門家は,住宅の供給の増加や価格の低下、低賃金の需要が再び高まる可能性があると警告している. Despite mortgage rates easing to the low 6% range, experts warn that without increased housing supply, prices and down payment demands could rise again.