HDFC銀行の純利益は,融資の成長と取引利益により,同比10.8%増加し,2025年第2四半期に1万8641億円となりました.
HDFC Bank's net profit rose 10.8% year-on-year to ₹18,641 crore in Q2 2025, driven by loan growth and trading gains.
インド最大の民間融資会社であるHDFC銀行は,同年比10.8%の独立純利益増加を報告し,2025年9月で終了した第2四半期に1万8641億円となり,アナリストの予想を上回った.
HDFC Bank, India’s largest private lender, reported a 10.8% year-on-year increase in standalone net profit to ₹18,641 crore for the second quarter ended September 2025, surpassing analyst expectations.
特に小企業や中小企業では9.9%の貸借対照表が発動し,取引収益が急上昇した.
Profit was driven by 9.9% loan growth, particularly in small and mid-sized businesses, and a sharp rise in trading gains.
純利息収入は4.8%増の3155億ルピーとなったが、純利息マージンは3.27%にわずかに低下した。
Net interest income rose 4.8% to ₹31,550 crore, though the net interest margin declined slightly to 3.27%.
アスセットの品質は向上し,前四半期の1. 4%から1.24%に低下し,預金は年間12%に増加した.
Asset quality improved, with the gross non-performing asset ratio falling to 1.24% from 1.40% in the prior quarter, while deposits grew 12% annually.