連邦銀行の収益が9.5%減少しました。 高額の供給と低額の株式会社貸借対照表により、収益が高まり、資産の質が向上したにもかかわらずです。
Federal Bank's profit dropped 9.5% in Q2 2025 due to higher provisions and weak corporate lending, despite strong interest income and improved asset quality.
連邦銀行の純利益は,年間9.5%減で,2025年7月~9月の四半期に955.26億円となった.これは,2,495億円の純利息収入と営業利益の増加にもかかわらず記録的なものです.
Federal Bank's net profit fell 9.5% year-on-year to ₹955.26 crore in the July-September 2025 quarter, despite record net interest income of ₹2,495 crore and a rise in operating profit.
企業向け融資の需要が弱く,預金額が増加したことで減少した.しかし,資産の質は改善され,NPA総額は1.83%で,カバー比率は73.5%だった.
Higher provisions and weak corporate loan demand contributed to the decline, though asset quality improved with gross NPA at 1.83% and a 73.5% coverage ratio.
デポジット成長率は7.36%に達し,進歩は6.23%上昇, CASA比は31%上昇した.
Deposit growth reached 7.36%, advances rose 6.23%, and the CASA ratio improved to 31%.
銀行は小売店の貸付けとデジタル化に重点を置く予定で,取引の92.6%をデジタル化している.
The bank plans to focus on retail lending and digital expansion, with 92.6% of transactions now digital.