シンガポールは4%のCPF金利床を2026年に延長し,退職と医療費の削減を図る. Singapore extends 4% CPF interest floor to 2026, boosting retirement and healthcare savings.

シンガポールは,CPFスペシャル,Medi Special,Referenceの4%の金利床を2026年まで延長し,低金利で安定したリターンを確保している. Singapore has extended the 4% interest rate floor for CPF Special, MediSave, and Retirement Accounts until end-2026, ensuring stable returns amid low rates. 2025年10月から12月にかけて,SMRA,OA,HDBの貸付け金率はそれぞれ4%,2.5%,2.6%以下のままとする. From October to December 2025, SMRA, OA, and HDB loan rates remain at 4%, 2.5%, and 2.6% respectively, below their respective floor rates. 追加金利が適用されます. 55歳未満の方は最初の6万ドルの支払いで最大1%の追加金利, 55歳以上の方は最初の3万ドルの支払いで最大2%の追加金利, 次回の3万ドルの支払いでさらに1%の追加金利が適用されます. Additional interest boosts apply: up to 1% extra for those under 55 on the first $60,000, and up to 2% for those 55+ on the first $30,000, with further 1% on the next $30,000. これらの給付は,SMRA又は退職会計に向けられる. These benefits are directed to SMRA or Retirement Accounts. CPF委員会及びHDBが発表した移動は,退職,医療,住宅計画の推進を目指す. The move, announced by CPF Board and HDB, aims to support retirement, healthcare, and housing planning.