住宅ローンの申請は 6.77%まで下がり 買い物と再融資の両方を奨励しています U.S. mortgage applications increase as rates drop to 6.77%, encouraging both purchases and refinances.

米国における住宅ローン申請は8月1日までの週に3.1%増加し,30年固定住宅ローン利率は6.77%に低下し,これは3週連続の減少です. U.S. mortgage applications rose by 3.1% in the week ending August 1, as 30-year fixed mortgage rates dropped to 6.77%, the third consecutive weekly decline. この傾向は,経済が弱まり,国債の利回りが低下した結果,買い付けと再融資の両方を奨励しています. This trend follows a weakening economy and lower Treasury yields, encouraging both purchase and refinance applications. 住宅ローン事業のリファンドシェアは41.5%に増加した. The refinance share of mortgage activity increased to 41.5%. 改善にもかかわらず,住宅価格は高いままであり,一部の専門家は,住宅市場を著しく高騰させる可能性があると示唆している. Despite improvements, mortgage rates remain high, with some experts suggesting that rates near 6% could significantly boost the housing market.