RBIは金の貸付け LTV比を85%上げ,少額の貸付けを簡略化し,農村経済を援助する. RBI raises gold loan LTV ratio to 85%, simplifying small loans and aiding rural economies.

インド準備銀行(RBI)は金貸借対照表の規定の変更を公布し,75%から85%までの貸借対照表(LTV)比をRs2.5ラクまでの貸借対照表に上げた. The Reserve Bank of India (RBI) has announced changes to gold loan regulations, raising the Loan-to-Value (LTV) ratio from 75% to 85% for loans up to Rs 2.5 lakh. 信用評価の必要性をなくし 文書処理を減らすことで 簡単な融資の 借入プロセスを簡素化します This move simplifies the borrowing process for small-ticket loans, eliminating credit appraisal requirements and reducing paperwork. RBIの決定は,特に農村地域及び準都市地域における家庭及び小企業の支援を目的としている. The RBI's decision aims to support households and small businesses, particularly in rural and semi-urban areas. 発表の後,金貸借対照表は著しく成長した. Following the announcement, gold loan stocks saw significant growth. RBIは間もなく最終ガイドラインをリリースし、顧客のフィードバックを組み込むものと見込まれる. The RBI is expected to release final guidelines soon, incorporating stakeholder feedback.