PMIの金利は0.4%低下し,小額の支払いでホームバイカーの財政負担を軽減している. PMI rates drop to 0.4%, easing financial strain for homebuyers with smaller down payments.

(PMI)私的抵当保険料は約0.4%に低下しており,住宅の20%以下の賃貸借人に対する財政負担は減っている. Private mortgage insurance (PMI) rates have dropped to about 0.4% of the loan amount, making it less of a financial burden for homebuyers who put down less than 20% on a home. PMIは,貸借人ではなく,貸借人を保護するものとする. 貸借対照表が住宅の原価の78%に達したときや,貸借対照表の半ばに至つたときは,貸付け人が取り消さなければならない一時的な費用である. PMI protects the lender, not the borrower, and is a temporary expense that lenders must cancel when the mortgage balance reaches 78% of the home's original value or halfway through the loan term, whichever comes first. 国土の高額が記録的に高いため,PMIは,賃借対照表の20%を貯めようと奮闘する多くの買い手にとって,より魅力的な選択肢となっている. With home prices at record highs, PMI has become a more attractive option for many buyers who struggle to save for a 20% down payment.