退職者向け融資の所得評価額を 3.5倍から 4.5倍に増やしました Loughborough Building Society increases income assessment for retirement lending from 3.5x to 4.5x.

退職時の融資基準を更新し,申請者の退職年齢まで所得評価を3.5倍から4.5倍にしました. Loughborough Building Society has updated its lending criteria for retirement, increasing the income assessment from 3.5 to 4.5 times until the applicant's retirement age. この変更により,住宅ローンが手頃な価格であれば80歳以降の追加評価は必要ないため,より寛大なアプローチが可能になります. This change allows for a more accommodating approach, as no additional assessment is needed after age 80 if the mortgage is affordable. 80歳以上の人は 収入の3.5倍まで適用されます For those aged 80 and older, a maximum of 3.5 times income will still apply. 借入者の高齢化に伴う 融資の選択肢を拡大する 目的で調整された These adjustments aim to enhance lending options for borrowers in later life.