韓国の銀行は住宅価格と世帯の負債の上昇を背景に住宅ローン規制を厳しくしている. South Korean banks tighten mortgage loan restrictions amid rising home prices and household debt.

韓国銀行はソウルで住宅価格の上昇と家計の負債の増加のために住宅ローンの制限を厳しくしています. South Korean banks are tightening mortgage loan restrictions due to rising home prices in Seoul and increasing household debt. 金融サービス委員会の要請を受けて銀行は借入者審査を強化し融資を小さくします Following a request from the Financial Services Commission, banks will enhance borrower screenings and permit smaller loans. ストレスの債務サービス比率は,全体的な融資を制限し続けます. The stress debt service ratio (DSR) will continue to limit overall lending. 6月末までに,世帯の信用額は 1,896.2兆ウォン (1.42兆ドル) に急増し,前四半期より大幅な増加を示した. By June's end, household credit surged to 1,896.2 trillion won ($1.42 trillion), reflecting a significant increase over the previous quarter.

September 01, 2024

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