中国の銀行資産は423.8兆元に達し、不良債権は減少し、自己資本比率は依然として堅調です。 China's banking assets reach 423.8 trillion yuan, non-performing loans decrease, and capital adequacy remains strong.

中国の銀行セクターは安定した資産成長を示しており,7月末までに年間7%増加し,4238兆円 (59.43兆米ドル) に達した. China's banking sector has seen steady asset growth, with a 7% year-on-year increase to 423.8 trillion yuan ($59.43 trillion USD) by end-July. 不良融資比率は1.61%に低下し,資本充足率は15.53%で,リスク管理能力が高いことを示しています. The non-performing loan ratio has decreased to 1.61% and the capital adequacy ratio stands at 15.53%, indicating a strong capacity to manage risks. 金融規制当局は,銀行が資産・負債構造を最適化し,利益の成長の新たな機会を探求するのを支援する予定です. The financial regulator plans to help banks optimize their asset-liability structures and explore new profit growth opportunities.